To the right you will find current rates. Depending on the circumstances we could
quite possibly do better then those listed. However, there are so many programs and
so many different rates that can apply to any given situation and credit score. It's
IMPOSSIBLE for you to get an accurate quote from an internet posted rate page or
even by telephone shopping. Interest rates are like a fingerprint, they are different
for everyone. Rates change daily and often several times in one day, so yesterday's
rate quote, or even this morning's rate quote for that matter, may be obsolete and/or
worthless when rate shopping.

Here are a just a few factors that would cause an interest rate to vary:

- Bankruptcy or past foreclosure
- You don't occupy the subject property (ex. second home or investment property)
- Late mortgage or other credit payments
- Credit score
- The amount of your down payment or equity in the property
- The type of loan program you select
- Your amount of assets
- Whether or not your income can be documented

For an accurate interest rate quote, please Contact Us.

Other terms available. Call for details.

For actual rates please call to complete an application. Rate subject to change
without notice. Rates available on owner-occupied single family residential
properties. Subject to underwriting approval. Not all applicants will be approved.
Some restrictions apply. Fees, terms & conditions apply. Call for details.  

Would you like a Mortgage Quote?  

Need a Pre-Qualification?

Want to get a general idea of what you qualify for?
Rates for Loans under $417,000  

40 Year Fixed
Rate: 6.125%   Points: 0.718

30 Year Fixed
Rate: 5.75%   Points: 0.797

15 Year Fixed
Rate: 5.375%   Points: 0.737

10/1 ARM
Rate: 5.750%   Points:  

10/1 ARM (LIBOR)
Rate: 5.875%   Points: 0.967

7/1 ARM (LIBOR)
Rate: 6.125%   Points:  

5/1 ARM
Rate: 5.750%   Points:  

5/1 ARM (LIBOR)
Rate: 5.750%   Points:  

3/1 ARM (LIBOR)
Rate: 5.75%   Points: 0.933

10/1 ARM-INT ONLY
Rate: 0.000 %   Points:  

10/1 ARM-INT ONLY (LIBOR)
Rate: 5.875%   Points: 0.967




Rates subject to change without notice.
____________________________________________
(239)451-0434 Office Phone
(800)317-1491 Fax
Loan Calculator
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You may use this payment
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conventional loan terms. Other
terms are available. Call for
details.

For actual rates please call us or
complete an application. Rate
subject to change without notice.
Rates available on
owner-occupied single family
residential properties. Subject to
underwriting approval. Not all
applicants will be approved. Some
restrictions apply. Fees, terms &
conditions apply. Call for details.
(239)451-0434 Office Phone
(800)317-1491 Fax
3835 41st Avenue NE
Naples, FL 34120